Used Car & Finance Specialists in Colchester & Chelmsford, Essex
Are you looking for a used car in Essex? Clearwater Automotive in Witham are specialists in vehicle finance as well as having a great choice of fully checked, quality used cars for sale in the Colchester and Chelmsford area.
First and foremost, at our site in Witham, Essex, we have over 80 Used Cars, so feel free to come and have a wander around our friendly dealership. Alternatively look for the type of car you're interested in on our website before coming in to browse.
Whether you want a small used car first car, a used family car, a used prestige car, a used sports car, or a used 4x4 we've got a big enough selection for you. All of our Used Cars come with built-in peace of mind - six months' Platinum parts and labour RAC warranty, a year's MOT and RAC breakdown cover, HPI check and full valet and service - all included in the price.
Used car finance in Colchester & Chelmsford - Our speciality
There are a number of different finance options that will get the car of your dreams onto your driveway. We are experts in all the different methods and can explain them to you in clear terms, without jargon.
You have two main choices:
Hire Purchase (HP) - A straightforward loan secured on the car. The cost of borrowing varies depending on the size of the deposit and the time period you choose for paying back the loan.
Personal Contract Purchase (PCP) - A contract where you put a deposit down then pay a monthly amount for a number of years. At the end of that term, you either buy the car outright for a (pre-agreed) amount, give it back to the finance company or part-exchange the car, using its value as a deposit on your next car.
Pros and cons
In general terms, PCP's have lower monthly payments and HP has no lump sum to pay at the end. Which one you choose depends on your circumstances and long-term goals, we will happily take you through the pros and cons to make sure you make the choice for you. This is where Clearwater's expertise really comes in - the used car and finance specialists in Essex you can really trust.
We'll buy your car - Trade In Dealerships in Colchester and Chelmsford
In addition, regardless of the used car finance package you choose, you can use your car as a trade-in to reduce the size of your loan, effectively using your car as a deposit.
Or you can simply sell us your car outright and use the money for whatever you want, whether it's a new car something completely different.
Used cars and finance in Colchester and Chelmsford
As a family firm, we have a vested interest in making sure that you get great service, great finance and a great car. You can apply for used car finance directly on the website here or come in and talk to our friendly team - including Bentley the office dog!
Latest Arrivals
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EJ68MGV
- 1.0 MONTE CARLO TSI 5d 109 BHP
- 12,000 Miles
- Grey
- 999 Litres
- Petrol
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VA67ABO
- 2.0 R TSI DSG 5d 306 BHP
- 30,000 Miles
- Blue
- 1984 Litres
- Petrol
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RX67WVG
- 2.0 TDI QUATTRO S LINE 4d 188 BHP
- 52,500 Miles
- White
- 1968 Litres
- Diesel
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NJ17WVG
- 2.0 SE L EXECUTIVE TDI DSG 5d 148 BHP
- 49,000 Miles
- Grey
- 1968 Litres
- Diesel
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LD68FKY
- 2.0 420I M SPORT GRAN COUPE 4d 181 BHP
- 33,000 Miles
- Black
- 1998 Litres
- Petrol
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FM18RWN
- 2.0 GTD TDI DSG 5d 182 BHP
- 23,500 Miles
- Grey
- 1968 Litres
- Diesel
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LA17RCO
- 2.0 420D M SPORT 2d 188 BHP
- 22,200 Miles
- Grey
- 1995 Litres
- Diesel
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LT67GZS
- 2.1 CLA 220 D AMG LINE 4d 174 BHP
- 75,500 Miles
- White
- 2143 Litres
- Diesel
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LF14PCX
- 2.0 TDI QUATTRO S LINE PLUS 5d AUTO 175 BHP
- 18,300 Miles
- Black
- 1968 Litres
- Diesel
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AV13LFX
- 1.0 EDITION 21 MHD 2d 71 BHP
- 31,186 Miles
- Black
- 999 Litres
- Petrol
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RX14XSR
- 2.2 PREMIUM CRDI 5d 194 BHP
- 50,740 Miles
- Black
- 2199 Litres
- Diesel
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LR65AWV
- 2.2 D SPORT NAV 5d AUTO 173 BHP
- 77,554 Miles
- Black
- 2191 Litres
- Diesel
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SK11TWZ
- 2.0 318I SPORT PLUS EDITION TOURING 5d 141 BHP
- 96,165 Miles
- White
- 1995 Litres
- Petrol
BMW, 3 SERIES, 2.0 318I SPORT PLUS EDITION TOURING 5d 141 BHPSOLDFinance from SOLD p/m -
YH63VLR
- 1.6 CR TDI FR 5d 104 BHP
- 54,104 Miles
- White
- 1598 Litres
- Diesel
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VA17JWM
- 2.0 R TSI DSG 5d AUTO 306 BHP
- 34,891 Miles
- White
- 1984 Litres
- Petrol
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YS66KUW
- 1.6 ELITE NAV CDTI ECOFLEX S/S 5d 108 BHP
- 70,617 Miles
- Green
- 1598 Litres
- Diesel
VAUXHALL, ASTRA, 1.6 ELITE NAV CDTI ECOFLEX S/S 5d 108 BHPSOLDFinance from SOLD p/m -
OV64UYF
- 2.0 ELEGANCE TDI CR 5d 148 BHP
- 79,246 Miles
- Silver
- 1968 Litres
- Diesel
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EF65EWB
- 1.5 COOPER 5d AUTO 134 BHP
- 25,696 Miles
- White
- 1499 Litres
- Petrol
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EA15FXC
- 1.4 MULTIAIR POP STAR 5d 140 BHP
- 38,760 Miles
- Grey
- 1368 Litres
- Petrol
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EY17YNB
- 1.6 THP GTI PRESTIGE 3d 208 BHP
- 29,663 Miles
- Black
- 1598 Litres
- Petrol
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BT65FFY
- 2.0 TDI QUATTRO S LINE PLUS 5d AUTO 187 BHP
- 63,861 Miles
- Grey
- 1968 Litres
- Diesel
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DL16BGU
- 1.2 TEKNA DIG-T 5d 115 BHP
- 16,666 Miles
- Grey
- 1197 Litres
- Petrol
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EU65WJG
- 1.0 ZETEC 5d 99 BHP
- 20,285 Miles
- Grey
- 998 Litres
- Petrol
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KW10KBK
- 3.0 CLS350 CDI GRAND EDITION 4d 224 BHP
- 74,208 Miles
- Silver
- 2987 Litres
- Diesel
MERCEDES-BENZ, CLS-CLASS, 3.0 CLS350 CDI GRAND EDITION 4d 224 BHPSOLDFinance from SOLD p/m -
EN16HBZ
- 1.2 POP 3d 69 BHP
- 5,929 Miles
- Grey
- 1242 Litres
- Petrol
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HJ17FCZ
- 1.2 DYNAMIQUE S NAV TCE 5d 130 BHP
- 9,000 Miles
- Black
- 1198 Litres
- Petrol
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LO65FZJ
- 3.0 SDV6 HSE DYNAMIC 5d AUTO 306 BHP
- 42,000 Miles
- White
- 2993 Litres
- Diesel
LAND ROVER, RANGE ROVER SPORT, 3.0 SDV6 HSE DYNAMIC 5d AUTO 306 BHP£34,000Finance from £595 p/m
Get In Touch
Clearwater Automotive
The BarnMope Lane
Wickham Bishops
Essex
CM8 3JP